diff --git a/config.go b/config.go
index ac7ee78..2992bfa 100644
--- a/config.go
+++ b/config.go
@@ -22,15 +22,13 @@ type ServerStoreConfig struct {
 
 func ServerConfigFromReader(r io.Reader) (*ServerConfig, error) {
 	decoder := toml.NewDecoder(r)
-	var c ServerConfig
+	c := ServerConfig{
+		Store: &ServerStoreConfig{},
+	}
 	if err := decoder.Decode(&c); err != nil {
 		return nil, fmt.Errorf("error decoding server config: %w", err)
 	}
 
-	if c.Store == nil {
-		c.Store = &ServerStoreConfig{}
-	}
-
 	c.updateFromEnv()
 
 	return &c, nil